Which of the following statements about aviation policy deductibles is FALSE?

The correct choice highlights a misconception regarding how deductibles operate in aviation policies, particularly in the context of aircraft transportation. In aviation insurance, when a loss occurs while an aircraft is being transported, it typically does not adhere to a fixed deductible; instead, the terms outlined in the policy concerning transportation losses come into play. Coverage layers might specifically address transportation scenarios differently than standard deductibles for operational losses.

In contrast to the other options, which are aligned with established practices in aviation insurance, option A deviates from the general rules governing deductibles. There are often complexities in how claims are assessed based on the dynamic nature of aviation risks, particularly when the aircraft is not in its typical active use case (e.g., during flight operations).

The statement regarding separate deductibles for when the aircraft is "in motion" and "not in motion" reflects a key principle of aviation insurance. Insurers tailor deductibles based on the use and risk profiles associated with the aircraft's operational status. Similarly, the assertion that the deductible does not apply to theft or robbery aligns with common exclusions found in aviation policies, ensuring that specific risks are treated distinctly. Also, the general approach of applying a percentage deductible to partial losses aligns with standard practices in the industry, accounting for the