New York Independent General Adjuster Practice Exam

Liability insurance is typically required for all operated aircraft in the U.S. This type of coverage protects the aircraft owner and operator against claims arising from damage or injury caused to third parties while the aircraft is in operation. It is mandated to ensure that there is financial coverage available for potential claims resulting from accidents, making it a crucial component of aircraft operation.

In many jurisdictions, federal regulations impose a minimum level of liability insurance that operators must carry, which contributes to the safety and accountability of aviation practices. This requirement serves not only to protect the interests of aircraft owners but also to provide assurance to the public that there is a means of compensation in case of an accident involving their aircraft.

While other options listed, such as hangarkeepers liability and pilot’s liability coverage, may also be important in specific circumstances, they do not represent the general requirement for all operated aircraft as liability insurance does. All risks coverage is too broad and not typically mandated in the same way. Therefore, liability insurance is the correct answer, as it reflects the standard legal requirement for aircraft operations in the U.S.