Which aviation coverage would indemnify a farmer for damage to his crop if a plane crashed on his farm?

Property Damage Liability is the correct choice in this scenario because this type of coverage specifically addresses damages to property caused by the use of aircraft. In the context of an aviation accident where a plane crashes onto a farmer’s crop, the farmer’s loss would be classified as damage to property—specifically, the crops growing on his land.

This coverage would provide indemnification for the damages resulting from the incident, ensuring that the farmer is compensated for his loss. The key aspect of Property Damage Liability is its focus on the physical damage to property rather than personal injuries or other liabilities related to the operation or ownership of the aircraft.

Other coverages listed, like Admitted Aircraft Liability, typically relate to liability arising from the operation of the aircraft rather than damage to property on the ground. Bodily Injury Excluding Passengers focuses on injuries to individuals other than those on the aircraft, which does not pertain directly to crop damage. Airport Liability coverage is specific to operations at an airport and doesn’t apply to incidents occurring on farmland. Thus, Property Damage Liability is the most appropriate coverage for this situation, aligning perfectly with the needs of the farmer.