To qualify for auto liability coverage through the New York Automobile Insurance Plan, what must an applicant possess?

To qualify for auto liability coverage through the New York Automobile Insurance Plan, it is essential for an applicant to possess a valid driver's license. This requirement is fundamental because the coverage is intended for individuals who are legally permitted to operate a motor vehicle. A valid driver's license demonstrates that the applicant has met the necessary state requirements to drive and is thus eligible for auto insurance coverage.

In the context of the other options, while having a clean driving record or being over a certain age might be beneficial for obtaining insurance and could potentially lead to lower premiums, these factors are not prerequisites for qualification under the New York Automobile Insurance Plan. Additionally, possessing coverage in the voluntary market is not a requirement; in fact, the New York Automobile Insurance Plan is designed for individuals who are unable to secure coverage through the voluntary market.