Lena is moving to Japan for two years and is leaving her plane in storage. What kind of aviation insurance should she purchase for her plane while it's in storage?

Prepare for the New York Independent General Adjuster Exam. Practice with flashcards and multiple choice questions, each question offers hints and explanations. Excel on your exam!

When considering the appropriate type of aviation insurance for a plane that will be in storage for an extended period, the option to choose is "All Risks - Not in Motion." This type of insurance specifically covers scenarios where the aircraft is not being operated, addressing potential risks associated with its condition while parked or stored.

This coverage is beneficial for providing protection against various risks such as theft, vandalism, or damage from environmental factors while the aircraft remains stationary. Since Lena's plane will not be used during her two-year absence, this coverage is tailored to her situation, ensuring that her aircraft is safeguarded against incidents that could occur while it is in storage.

Other types of insurance, like "Admitted Aircraft Liability," are more oriented towards liabilities arising during the operation of the aircraft and would not be relevant while it is in storage. "All Risks - Ground and Flight" is also inappropriate because it covers an active status when the plane is in operation, which does not apply here. "Hangarkeepers Liability" primarily provides coverage for damage that might occur to an aircraft in the care, custody, and control of a hangar operator, making it less applicable for an individual who is not actively using the aircraft and is instead storing it.

Thus, for Lena

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