In New York, what is the statute of limitations for filing a lawsuit against an insurance company regarding a claim?

The statute of limitations for filing a lawsuit against an insurance company regarding a claim in New York is indeed six years. This timeframe is established under New York Civil Practice Law and Rules (CPLR). It applies to various types of civil actions, including those for breach of contract, which is pertinent when it comes to insurance policies.

In the context of insurance claims, if a policyholder disputes a claim or believes that the insurance company has wrongfully denied their claim, they can initiate legal proceedings within this six-year period. It is essential for claimants to be aware of this timeframe, as failing to file a lawsuit within the statute of limitations can result in the court refusing to hear their case, effectively forfeiting their right to relief.

Understanding this time constraint is crucial for both policyholders and adjusters, as it affects how claims are handled and the urgency with which they may need to be resolved.