In New York, how long do injured employees generally have to file a Workers' Compensation claim?

Prepare for the New York Independent General Adjuster Exam. Practice with flashcards and multiple choice questions, each question offers hints and explanations. Excel on your exam!

In New York, injured employees generally have up to 90 days to file a Workers' Compensation claim after experiencing a work-related injury or illness. This timeframe is important as it ensures that claims are submitted while memories are fresh, evidence can be obtained, and appropriate care can be administered without undue delays.

Filing within this period helps protect the rights of the injured worker to receive necessary benefits such as medical care, lost wages, and rehabilitation services. If an injured employee misses this deadline, they may face challenges in obtaining those benefits, which is why understanding this time limitation is crucial for anyone involved in the Workers' Compensation system.

A shorter timeframe, such as 30 or 60 days, is insufficient given the complexity that can accompany workplace injuries and the time required for reporting and following up. Opting for one year might seem like it offers more flexibility, but it exceeds what is reasonable for ensuring timely claims processing and accountability for both the employee and the employer. Therefore, the correct response aligns with New York state law, which upholds the 90-day limit for filing claims.

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