How can an adjuster assess liability in a personal injury claim?

An adjuster can effectively assess liability in a personal injury claim primarily by gathering witness statements and reviewing police reports. This process is crucial as it helps to establish the facts surrounding the incident and provides essential insights into who may be at fault. Witness statements can offer firsthand accounts of the event, adding credibility and context to the claim. Meanwhile, police reports typically contain important information such as details of the incident, involved parties, and any citations or charges that may have been issued, which can all play a significant role in determining liability.

While evaluating previous claims of the involved parties or conducting background checks on the claimant may provide additional context, they do not directly relate to the incident in question and might not contribute to understanding the events that led to the injury. Assessing the market value of the injured party's property also diverges from the primary focus of assessing liability, as it pertains more to property damage rather than the circumstances of the injury itself.